Have you seen your Homeowners policy nonrenewed or your rate increased by your current insurer? Are you trying to find a new policy? Want to lower your insurance rate without sacrificing quality? We can help. You can reduce your premium by allowing us to shop for multiple quotes, raising your deductible, and bundling your policies. Our team of professionals can also help you discover discounts for updated roofs, plumbing, electrical panels and furnaces.  We can show you how paying in full, installing a water detection device, arming a central station alarm system, and providing proof of membership in an HOA or living in a gated community can lower your rate. Reducing or eliminating coverages you don’t need can also save you hundreds of dollars.