Earthquake Insurance
Feel secure knowing that everything will be fine
Do I need earthquake insurance in California? California experiences the most earthquakes in the United States and has the highest amount of property damage due to earthquakes. In fact, an earthquake strikes in California every three minutes. While the majority of these quakes cause little or no damage, it only takes one large quake to cause catastrophic loss to your home and neighborhood. Additionally, the closer your home is to a fault, the higher your risk. Given that there are more than 500 known active faults in California, it is clear that most people in California live near an active fault. Coverage helps repair damages, replace belongings, pay you for your Loss of Use, and rebuild when needed. With a reliable policy in place, you can focus on recovery, knowing you have financial security and peace of mind.
We can help!
CA License #0750660
Call us at (805) 520-8410
Trusted Insurance Partners
By partnering with a select network of preferred insurers, we connect you with coverage you can trust. Our partners are chosen for their demonstrated financial security and commitment to policyholders.
Our selected companies have proven track records of reliable coverage and prompt, fair claims handling. Our relationships with these top carriers allow us to offer policies that are tailored to your specific needs, whether for basic liability or comprehensive coverage.
We don’t just offer insurance options; we offer proven and reliable partnerships built on a foundation of integrity and outstanding service.
Earthquake Insurance Discounts
Bundle and Save
Compare Low Rates
The right Earthquake Insurance for every budget
For Californians, earthquake insurance is a critical but often overlooked safeguard because standard homeowners’ policies do not cover earthquake damage. With over 15,000 known faults, including the San Andreas, the state has a greater than 99% chance of experiencing one or more magnitude 6.7 or higher earthquakes within the next 30 years. Without a separate earthquake policy, homeowners are left to pay for devastating structural damage and personal property loss out-of-pocket, which can lead to severe financial hardship. This coverage can also provide “loss of use” funds for temporary living expenses if a house is deemed uninhabitable, helping to cover costs like hotel stays and rent while a home is being repaired. Investing in earthquake insurance provides peace of mind and protection for one of life’s largest investments against an inevitable, unpredictable threat.