Serving California's Insurance needs since 1968... "It pays to see Hayes!"

Call us at (805) 520-8410

Commercial Insurance and Surety Bonds

Navigating the minefields of Business Insurance

Business insurance is essential for protecting a company’s financial stability from unforeseen events, such as natural disasters, lawsuits, and accidents. A single incident, like a fire damaging your inventory or a customer getting injured on your property, could be financially devastating for an uninsured small business. Policies like General liability, Commercial Property, and Business Interruption Insurance act as a financial safety net, covering repair costs, legal fees, and lost income. By mitigating these substantial risks, your insurance will allow you to focus on your operations and growth.  

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CA License #0750660

Call us at (805) 520-8410

Trusted Insurance Partners

By partnering with a select network of preferred insurers, we connect you with coverage you can trust. Our partners are chosen for their demonstrated financial security and commitment to policyholders.
Our selected companies have proven track records of reliable coverage and prompt, fair claims handling. Our relationships with these top carriers allow us to offer policies that are tailored to your specific needs, whether for basic liability or comprehensive coverage.
We don’t just offer insurance options; we offer proven and reliable partnerships built on a foundation of integrity and outstanding service.

Business Insurance Discounts

Save by paying in full, maintaining a safe workplace, reducing risks, and qualifying for loss free discounts. Buy just the coverage you need!

Bundle and Save

Combine multiple business insurance policies to simplify coverage, reduce costs, and maximize savings for your company.

Compare Low Rates

Rates can change from year to year. We evaluate multiple insurance providers to find the best coverage options at the most competitive prices for your business.

Personalize Your Business Insurance

Every business is unique, and your insurance coverage should reflect that. Customize your policy with options like General Liability, Property Insurance, Workers’ Compensation, Employment Practices Liability, and Cyber Liability. Tailor coverage to fit your industry, risk level, and budget, ensuring you get the right protection without paying for unnecessary extras.

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Business Insurance


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