Hayes Insurance offers mechanical breakdown coverage through an A rated company to protect you from unexpected repair costs. Whether it’s engine failure, transmission issues, or electrical system malfunctions, our plans help cover expensive repairs. With reliable protection, you can drive with confidence, knowing you’re financially prepared for unexpected vehicle breakdowns and costly repairs.  You can save hundreds of dollars from the car dealer’s quote, so call us today.  Already bought a plan through the dealer?  By California State Law, you can cancel most plans within 60 days of the purchase on a new car and 30 days from the purchase of a used car.