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The Real Life Company

When insured parties experience a loss for a specified peril, the coverage entitles the policyholder to make a claim against the insurer for the covered amount of loss as specified by the policy. The fee paid for the risk is called the premium. That are used to fund accounts reserved for later payment.

Car Insurance

Save up to 20% online - we expect 10% of our customers to receive the maximum saving

5 Star Home Insurance

From Only $99 – that’s all 10% of our customers could now pay

Find An Agent

The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in case of a covered loss.

Need Help? Call Us at 1 (800) 123 4567

What We Offer

  • For Individual
  • For Business
  • The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in case of a covered loss.
Life Insurance

Life Insurance

The benefit in exchange for a premium, upon the death of an insured person.

Car Insurance

Car Insurance

Financial protection against damage and/or bodily injury from traffic collisions,

Health Insurance

Health Insurance

Insurance against the risk of incurring medical expenses among individuals.

Home Protection

Home Protection

Losses occurring to one’s home, its contents, loss of use, or loss of other goods.

Product Insurance

Product Insurance

Products for sale on the general market, product liability insurance is a must.

Break Insurance

Break Insurance

If a disaster or catastrophe does occur, a business’s operations will be on a break.

Labor Insurance

Labor Insurance

Medical treatment, disability and death benefits if an employee is injured or dies.

Asset Insurance

Asset Insurance

Covers equipment, signage, inventory & furniture in case of a fire, storm or theft.

Manage Your Retirement

An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The action involves a contract.

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Insurance Built Around
your Needs and Requirements

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged is called the premium.

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Million Happy Customers
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Great Claims Service
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A Tradition of Excellence
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Thousand of Dedicated Staff

At a Glance

Our Key Statistics

Our Top Picks By Category

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Retirement Plan

  • Covered by the insurance policy
  • Submit a claim to the insurer
  • The insured receives a contract
  • The conditions and circumstances
Contact Us
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Starting a Business

  • Covered by the insurance policy
  • Submit a claim to the insurer
  • The insured receives a contract
  • The conditions and circumstances
Contact Us
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Make a Claim

  • Covered by the insurance policy
  • Submit a claim to the insurer
  • The insured receives a contract
  • The conditions and circumstances
Contact Us

How Much Life Insurance Do I Need?

An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The action involves a contract. From an insured’s standpoint, the result is usually the same: the insurer pays the loss and claims expenses.

Our Clients Rate Us

Ashraf A.

I have been a client of Hayes insurance for the past 10 years and I love them, every time I call there always there to answer my questions and help me with whatever I need. I would recommend this company to everyone I know.

Oscar A.

I bought a vehicle from a dealership. I need full coverage from a dealer approved insurer. I got insured over the phone in one day. I have a genius driving record and the car drove right off the dealer lot. This is really good insurance. Buy a car you will see.

Remy M.

I have been with Hayes Insurance for nearly 10 years and have worked with Kimberly and have been so pleased with her attentiveness and professionalism along with her friendly demeanor. Highly recommend this company!